Arroba Development

Arroba Development

MoneyAware

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Posted on Mar 10, 2025


MoneyAware App budget planning, expense tracking, payment tracking, and investment calculator

The MoneyAware App puts financial awareness at your fingertips.  You can easily create budgets, track expenses, maintain payment ledgers for your loans or loans you have given to others, and visualize the potential power of investing over time.  These aspects of financial management can be challenging when the details are not easily accessible.  To help reduce this challenge, with the MoneyAware App, what you create on one device can be view across all of your devices without having to recreate the details.

Budget Planning: Use the budget planner to plan ahead so that you have a clearer understanding of what you can expect before delving into a financial venture.  This can be something as simple as planning a trip to the grocery store, a slightly more detailed event like a vacation, or something as complex as planning a wedding budget or a home renovation.  Smart money decisions start with good budget planning.

Expense Tracking: Planning budgets is one thing but tracking how you spend is a complete separate.    MoneyAware allows you to keep track of how you spend.  How you track expenses is completely up to you.  Perhaps you want to track all monthly expenses or utilities over the course of the year.  However, you use to do it, tracking expenses will nonetheless help you develop spending awareness aimed at maintaining efficient spending habits. 

Payment Ledger:  Does your generosity compel you to provide financial support to those in need?  Do you want better awareness, control, and organization of your own personal loans?  Does your busy lifestyle make it hard to remember who owes you money or when they pay, or how much you owe or have paid?  The MoneyAware payment ledger provides an easy and efficient way for you to keep track of both sides of borrowed money. 

Investment Calculator: Do you want to invest money but find it difficult to visualize the power of investing over time?  The MoneyAware investment calculator has you covered.  You can input very simply scenarios based on an initial investment, annual investment, number of years, and anticipated annual return rate to calculate the growth over each year.  It may not seem like much, but it only takes a little to illustrate how investing just a little can turn into a lot over time. 

Privacy Policy

Privacy Policy

Arroba Development, LLC (Developer) built the MONEY AWARE app as a Free app. This SERVICE is provided by the Developer at no cost and is intended for use as is. The Developer retains the right to terminate the service(s) that this app provides at any time and without notice to end-users.

This policy statement is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.

If you choose to use our app, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which are accessible at MONEY AWARE unless otherwise defined in this Privacy Policy.

Information Collection and Use

For a better experience, while using our app, we may require you to provide us with certain personally identifiable information, including but not limited to Email and Analytics. The information that we request will be retained by us and used as described in this privacy policy.

Your email is collected for login authentication, analytics, app functionality, and APP abuse purposes only.

Your username is collected for app functionality purposes. The username is generated from and linked to your email address. Any information that you enter about you or your finances is freely entered by you and used for your intended purposes. We do not sell or share this information with third-party services and the Developer does not use user information for any purpose other than improving user experience and analytics purposes.

Our app collects Analytics data for the purpose of tracking how the app is used so that we can create a better user experience. The Developer may collect device type, device operating system information, IP address information to aide future development efforts, such as ensuring the app is developed to support the most common device types and operating systems as well as the integration of language support based on regional usage.

The app does use third-party services that may collect information used to identify you.

Link to the privacy policy of third-party service providers used by the app

* Google Play Services
* Google Firebase

Specific Google Firebase components that may be used in this app include:
– Firebase Authentication:
– Cloud Firestore
– Cloud Storage for Firebase:
– Firebase Cloud Messaging
– Firebase Hosting
– Cloud Functions for Firebase
– Firebase App Check
– Firebase Crashlytics
– Google AdMob

Cookies

Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device’s internal memory.

This Service does not use these “cookies” explicitly. However, the app may use third-party code and libraries that use “cookies” to collect information and improve their services. When applicable, you have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.

Service Providers

We may employ third-party companies and individuals due to the following reasons:

* To facilitate our Service;
* To provide the Service on our behalf;
* To perform Service-related user experience enhancements; or
* To assist us in analyzing how our Service is used.

We want to inform users that the Developer does not directly disclose personal information to third party service providers but the above noted third-party service may collect data in accordance with what is outlined in their policy documentation (links included where applicable).

Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. It is imperative to understand that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Users of this Service assume the sole responsibility to safeguard their username, email, and password information to prevent unauthorized access to their account and user entered data.

Links to Other Sites

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. Developer has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Account and Data Deletion

In accordance with Developer privacy policies, Users of this app are able to delete their account and data through easy to locate functionality within the app. We wish to inform Users that deletion of data and accounts is permanent and will result in complete, permanent loss of data. The Developer does not retain data unless otherwise directed by law or specific internal investigation/performance related purposes. When the need to retain data has exhausted the underlying purpose, all data is immediately purged.

Accounts that remain inactive for 60 or more days are subject to being deleted at the Developers sole discretion. This action will result in total loss of data.

Abuse Policy

This App is provided as a free service. As such, Developer monitors activity for indications of Application Programming Interface abuses intended to degrade App security and/or performance. Suspected abuses may result in IP address being blocked, account suspension, and/or account deletion.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.

This policy is effective as of January 01, 2025

Contact Us

If you have any questions, concerns, or suggestions about our Privacy Policy, do not hesitate to contact us at policy@arrobadev.com.